Attention homeowners: Real estate appraisal services for Long Island and the New York City region

See the top 7 reasons why New York homeowners hire The Home Appraisal Company, Inc.

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Nassau or Suffolk County's assessment of your property
To reduce a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of New York, where real estate property needs to be divided
Determine the true market value of the real estate in question to settle an estate


	Own a house on Long Island, or in Queens, Brooklyn, Manhattan or the Bronx and need help determining the value of it? Contact The Home Appraisal Company, Inc.

At The Home Appraisal Company, Inc., we understand the unique needs of a customer after appraisal services. Our regular business clients understand the appraisal process and the customary reporting formats. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

Challenging Nassau County's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is declining. That only means you're most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from The Home Appraisal Company, Inc. is your #1 weapon when contesting your property tax assessment.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. The Home Appraisal Company, Inc. is qualified in helping customers just like you remove unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. The Home Appraisal Company, Inc. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from The Home Appraisal Company, Inc. can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. Although most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.